Calculate your minimum rates to build a sustainable freelance business.
Stop undercharging. Know your numbers.
Rent, food, insurance, software, equipment, etc.
What you want to earn after expenses
Realistic billable time (not total work hours)
Account for vacation and sick time (52 weeks max)
Self-employment + income tax (typically 25-35%)
Pro Tip: Most freelancers overestimate billable hours. Be conservative—25 hours/week is realistic when you account for admin, sales, and non-billable work.
Calculate when your business or product becomes profitable.
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